FREE/SIMPLE CHECKING

No minimum balance
No monthly service charge
Unlimited check writing
Free internet banking
Free telephone banking
Free Debit Card
Check images returned with stmt.
Overdraft protection available

$25.00 overdraft fee

INTEREST BEARING

$500.00 Minimum to avoid service charge
$10.00 monthly service charge
Unlimited check writing
Interest paid on collected balance
Variable interest rate
.25% less than passbook savings
Free internet banking
Free telephone banking
Free Debit Card
Check images returned with stmt.
Overdraft protection available

$25.00 overdraft fee

MMDA

$1,000.00 Minimum
6 withdrawals per month
$1.00 a withdrawal over the 6
If balance falls below the
minimum, the rate will be .25%
below the passbook rate
Variable interest rate
Free internet banking
Free telephone banking
Check images returned with stmt.

$25.00 overdraft fee

BUSINESS CHECKING

$1,000.00 Minimum to avoid service charge
$12.00 monthly service charge
unlimited check writing
Free internet banking
Free telephone banking
Check images returned with stmt.
Overdraft protection available

$25.00 overdraft fee